Published on May 06, 2025
Go to the Official Website: https://www.netspend.com/activate
Enter Your Card Information:
Type in your 16-digit card number
Enter the 3-digit CVV (found on the back of the card)
Provide Personal Information:
Full name
Address
Date of birth
Social Security Number (SSN) – required to verify your identity
Create a Username and Password (if you're registering for the first time)
Submit & Confirm:
After entering your details, follow the prompts to activate the card.
You should receive confirmation once your card is active.
You can also call 1-866-387-7363 and follow the voice instructions to activate your card.
Netspend offers prepaid debit cards from Visa and Mastercard. Netspend doesn’t require a credit check and you don’t have to keep a minimum balance on the card. To activate a Netspend prepaid card, you’ll need to provide a Social Security number (SSN). You can only activate a Netspend card without a Social Security number (SSN) if you provide another legal identification number, such as an Alien Registration Number. Netspend customer service representatives were unwilling to say, either by phone or email, whether or not it is possible to activate a Netspend prepaid card without providing a Social Security number or legal identification number.
“Why does Netspend need my SNN?” you may wonder. According to Netspend’s terms and conditions, you must provide a government-issued identification number to activate a card for identity verification purposes. Identity verification is required by federal anti-terrorism laws, as well as insurance regulations. This process also helps Netspend protect your account from fraud. You will also be asked for your driver’s license number and other personal information. Full use of the card will be restricted if your identity is only partially verified.
Make sure you’re on the official Netspend site to avoid scams.
Keep your personal details secure—do not share your PIN or password with anyone.
